How do you handle PCI DSS and SOC 2 compliance?

We keep cardholder data out of your own servers by integrating tokenized processors like Stripe or Adyen, which holds you to the lighter SAQ A scope, and we architect logging, access controls, and encryption so a SOC 2 Type II audit is straightforward. We can work alongside your auditor from day one, and our team can scope the controls you need for your specific license model.

Should I get my own license or use a Banking-as-a-Service provider?

Most early-stage fintechs launch faster on a BaaS or sponsor-bank partner (Unit, Synapse-style providers, or a sponsor bank) so you inherit their charter and compliance rails. We build the platform so the ledger and account abstractions can later migrate to your own license without a full rewrite once volume justifies it.

What tech stack do you use for financial platforms?

We typically build on TypeScript with Next.js and Node.js, PostgreSQL for the double-entry ledger, Redis for rate limiting and idempotency, and React Native or Flutter for mobile. Payment rails go through Stripe, Adyen, Plaid for account linking, and Persona or Alloy for identity verification.

How do you keep a money-moving system reliable and auditable?

We use an immutable double-entry ledger, idempotency keys on every payment endpoint, and event sourcing so every balance change is reconstructable and audit-traceable. Transactions are reconciled against processor and bank statements automatically, and we ship observability and alerting so failed or stuck transfers surface before a customer notices.

‪(858) 215-2617‬

DIGITAL SOLUTIONS FOR FINTECH

Fintech Platforms Built for Trust, Speed and Clarity

Money apps cannot afford confusion. Users need to see balances, payments, reports and actions clearly. Brandrums builds fintech websites, dashboards and apps that feel secure, simple and reliable for customers who need fast access to financial tools.

TECHNOLOGY STACK

Secure Financial Technologies

Node.js

React

PostgreSQL

MongoDB

Redis

Docker

Kubernetes

AWS

Financial Security Standards

Bank-Grade Security Standards

Trust Focused UX

Financial screens must feel clear, calm and easy to understand.

Secure Transactions

We plan flows where payments, accounts and sensitive details are handled carefully.

Clean Dashboards

Users need quick views of balances, activity, reports and important alerts.

Scalable Build

Your fintech product should support more users, features and integrations over time.

OUR FINTECH SERVICES

Complete Financial Technology Solutions

PCI-DSS compliant, secure, and scalable fintech software built for modern financial services

Payment Gateway & Processing

Build secure payment processing systems with multi-currency support, fraud detection, and instant settlement capabilities.

Technology Stack

StripePayPalPlaidNode.jsRedisPostgreSQL

Technical Implementation

PCI-DSS Level 1 compliant payment processing infrastructure
Multi-currency support with real-time exchange rates
3D Secure authentication and tokenization
Real-time fraud detection using machine learning
Instant payment confirmation and webhook integrations

Use Cases:

E-commerce paymentsSubscription billingMarketplace payouts

Digital Banking Platforms

Complete digital banking solutions with account management, transfers, bill payments, and investment tracking.

Technology Stack

React NativeNode.jsPostgreSQLAWSTwilioPlaid

Technical Implementation

Core banking system integration with real-time sync
Instant P2P transfers and bill payment systems
Multi-factor authentication with biometric support
Account aggregation across multiple banks
Automated savings and investment features

Use Cases:

NeobanksTraditional bank appsCredit unions

Trading & Investment Platforms

Real-time trading platforms with market data integration, portfolio management, and algorithmic trading support.

Technology Stack

ReactWebSocketPythonRedisTimescaleDBKafka

Technical Implementation

Real-time market data streaming with WebSocket connections
High-frequency order execution with microsecond latency
Portfolio analytics and risk assessment tools
Algorithmic trading strategy backtesting
Compliance reporting and trade reconciliation

Use Cases:

Stock tradingCrypto exchangesRobo-advisors

Lending & Credit Platforms

Digital lending platforms with automated underwriting, credit scoring, and loan management systems.

Technology Stack

Pythonscikit-learnNode.jsPostgreSQLExperian APIPlaid

Technical Implementation

ML-based credit scoring and risk assessment models
Automated document verification and KYC/AML checks
Real-time loan application processing
Integration with credit bureaus for instant decisions
Automated collections and payment reminder systems

Use Cases:

Personal loansBNPL platformsSME lending

Wealth Management & Robo-Advisory

Automated investment platforms with portfolio optimization, rebalancing, and tax-loss harvesting.

Technology Stack

PythonReactPostgreSQLAlpacaTensorFlowPlaid

Technical Implementation

Modern Portfolio Theory implementation for optimization
Automated portfolio rebalancing based on risk tolerance
Tax-loss harvesting algorithms for tax efficiency
Goal-based investing with milestone tracking
Integration with brokerage APIs for trade execution

Use Cases:

Robo-advisorsWealth managementRetirement planning

Blockchain & Cryptocurrency Solutions

Secure blockchain applications including wallets, exchanges, DeFi platforms, and smart contract development.

Technology Stack

SolidityWeb3.jsEthereumNode.jsReactIPFS

Technical Implementation

Smart contract development and security audits
Multi-signature wallet implementation
DEX integration with liquidity pool management
NFT marketplace with minting capabilities
Layer 2 scaling solutions for reduced gas fees

Use Cases:

Crypto walletsDeFi platformsNFT marketplaces

Secure & Fast Transaction Processing

Payment Processing

Our payment gateway handles millions of transactions with PCI-DSS Level 1 compliance, real-time fraud detection, and instant settlement. Multi-currency support with competitive interchange rates.

99.99%

Uptime

<200ms

Transaction Speed

AI-Powered

Fraud Detection

Next-Generation Banking Experience

Digital Banking

Modern digital banking platform with instant transfers, account aggregation, budgeting tools, and investment tracking. Built with bank-grade security and compliance.

Bank-Grade

Security

Instant

Transfers

SOC 2

Compliance

Real-Time Market Access

Trading Platform

High-performance trading platform with real-time market data, advanced charting, and order execution. Supports stocks, crypto, forex, and derivatives trading.

<10ms

Latency

Global

Markets

100K+

Orders/sec

FINTECH SOFTWARE SHOWCASE

Modern Financial Interfaces

Wallet home screen

A clear snapshot of balance, transactions, send money actions and alerts.

Account dashboard

Real-time transactions

Budget tracking

Investment portfolio

Finance report dashboard

Charts and numbers designed to show what matters without clutter.

Transaction monitoring

Payment analytics

Refund management

Settlement reports

Application flow

Step by step screens that make finance forms easier to complete.

Biometric login

P2P transfers

Bill payments

Card management

Trading Platform

Real-time trading platform with market data, portfolio management, and order execution

Live market data

Advanced charts

Order execution

Portfolio analytics

TESTIMONIALS

Trusted by Financial Institutions

Real feedback from fintech companies and financial institutions who scaled with our solutions

“Brandrums helped us make our fintech dashboard easier to understand and much cleaner for daily users.”

Owen Carter

Fintech Founder, PayFlow Solutions

“We launched our digital bank in 6 months thanks to their platform. The compliance handling and security features are industry-leading.”

Priya Sharma

CTO, NeoBank Digital

“The trading platform they built processes 100K orders per second with sub-10ms latency. Our users love the real-time experience.”

Marcus Chen

Head of Product, TradeX Platform

“Their automated underwriting system reduced our loan approval time from days to minutes while improving our risk assessment accuracy by 40%.”

Sarah Williams

VP of Engineering, LendTech Capital

FREQUENTLY ASKED QUESTIONS

What founders and product teams ask before building a financial platform

A focused product such as a payments or digital-wallet MVP typically runs $80k to $150k, while a full banking, lending, or trading platform with compliance and back-office tooling runs $200k to $500k+. The biggest cost drivers are the number of regulated integrations, KYC/AML flows, and whether you hold funds yourself or use a BaaS partner.

Ready to Build Your Fintech Solution?

Tell us what you want to improve, launch or fix. Brandrums will help shape the idea into a clear plan, then build a digital solution that feels useful from day one.

Get Started Today